/* Aegon Tools — Refund Policy experience */
.refund-page {
    --refund-violet: #6d4aff;
    --refund-blue: #2677dc;
    --refund-cyan: #18a9c7;
    --refund-green: #159b69;
    --refund-warm: #e47d38;
    position: relative;
    isolation: isolate;
    overflow: clip;
    padding: 38px 0 110px;
}

.refund-scroll-progress {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 1000;
    height: 3px;
    pointer-events: none;
}

.refund-scroll-progress span {
    display: block;
    width: 0;
    height: 100%;
    border-radius: 0 999px 999px 0;
    background: linear-gradient(90deg, var(--refund-violet), var(--refund-blue), var(--refund-cyan));
    box-shadow: 0 0 14px rgba(38, 119, 220, .55);
    transition: width .08s linear;
}

.refund-orb {
    position: absolute;
    z-index: -1;
    border-radius: 50%;
    filter: blur(75px);
    pointer-events: none;
    opacity: .26;
}

.refund-orb-one {
    width: 460px;
    height: 460px;
    top: 20px;
    right: -170px;
    background: #7b5cff;
    animation: refundOrb 11s ease-in-out infinite alternate;
}

.refund-orb-two {
    width: 390px;
    height: 390px;
    top: 640px;
    left: -180px;
    background: #32abd0;
    animation: refundOrb 14s ease-in-out -4s infinite alternate-reverse;
}

.refund-hero {
    min-height: 450px;
    display: grid;
    grid-template-columns: minmax(0, 1.08fr) minmax(340px, .92fr);
    align-items: center;
    gap: clamp(36px, 7vw, 100px);
    padding-top: 52px;
    padding-bottom: 74px;
}

.refund-hero-copy {
    animation: refundEnter .75s cubic-bezier(.2, .8, .2, 1) both;
}

.refund-eyebrow,
.refund-hero-meta span,
.refund-section-kicker {
    display: inline-flex;
    align-items: center;
    gap: 7px;
}

.refund-eyebrow {
    padding: 8px 12px;
    border: 1px solid rgba(109, 74, 255, .2);
    border-radius: 999px;
    color: var(--refund-violet);
    background: rgba(109, 74, 255, .075);
    font-size: .74rem;
    font-weight: 750;
    letter-spacing: .055em;
    text-transform: uppercase;
}

.refund-hero h1 {
    max-width: 720px;
    margin: 22px 0 18px;
    color: var(--ink-strong);
    font-family: 'Clash Display', 'Poppins', sans-serif;
    font-size: clamp(3.25rem, 6vw, 6.1rem);
    line-height: .92;
    letter-spacing: -.065em;
}

.refund-hero h1 em {
    color: transparent;
    background: linear-gradient(100deg, var(--refund-violet), var(--refund-blue) 52%, var(--refund-cyan));
    -webkit-background-clip: text;
    background-clip: text;
    font-family: 'Instrument Serif', Georgia, serif;
    font-weight: 400;
}

.refund-hero-copy>p {
    max-width: 650px;
    margin: 0;
    color: var(--muted);
    font-size: clamp(.98rem, 1.4vw, 1.12rem);
    line-height: 1.8;
}

.refund-hero-meta {
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
    margin-top: 27px;
}

.refund-hero-meta span {
    padding: 9px 13px;
    border: 1px solid rgba(76, 75, 130, .13);
    border-radius: 11px;
    color: var(--ink);
    background: rgba(255, 255, 255, .53);
    box-shadow: 0 8px 24px rgba(44, 42, 90, .055);
    font-size: .76rem;
    font-weight: 650;
    backdrop-filter: blur(12px);
}

.refund-hero-art {
    position: relative;
    width: min(100%, 430px);
    aspect-ratio: 1;
    justify-self: center;
    display: grid;
    place-items: center;
    animation: refundEnter .85s .12s cubic-bezier(.2, .8, .2, 1) both;
}

.refund-hero-art::before {
    content: '';
    position: absolute;
    inset: 12%;
    border-radius: 50%;
    background: radial-gradient(circle, rgba(109, 74, 255, .2), rgba(38, 119, 220, .055) 55%, transparent 70%);
    filter: blur(12px);
    animation: refundPulse 4s ease-in-out infinite;
}

.refund-orbit {
    position: absolute;
    border: 1px solid rgba(109, 74, 255, .2);
    border-radius: 50%;
}

.refund-orbit::after {
    content: '';
    position: absolute;
    top: 50%;
    left: -5px;
    width: 10px;
    height: 10px;
    border-radius: 50%;
    background: var(--refund-violet);
    box-shadow: 0 0 18px rgba(109, 74, 255, .75);
}

.orbit-a {
    inset: 8%;
    animation: refundSpin 18s linear infinite;
}

.orbit-b {
    inset: 20%;
    border-style: dashed;
    border-color: rgba(24, 169, 199, .27);
    animation: refundSpin 13s linear infinite reverse;
}

.orbit-b::after {
    background: var(--refund-cyan);
}

.refund-shield {
    position: relative;
    z-index: 2;
    width: 188px;
    height: 208px;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    color: #fff;
    border: 1px solid rgba(255, 255, 255, .3);
    border-radius: 54% 54% 58% 58% / 42% 42% 68% 68%;
    background: linear-gradient(145deg, #7959ff, #4b4fce 53%, #177dad);
    box-shadow: 0 35px 70px rgba(73, 65, 188, .3), inset 0 1px 1px rgba(255, 255, 255, .35);
    animation: refundFloat 5s ease-in-out infinite;
}

.refund-shield::before {
    content: '';
    position: absolute;
    inset: 8px;
    border: 1px solid rgba(255, 255, 255, .17);
    border-radius: inherit;
}

.refund-shield svg {
    opacity: .9;
}

.refund-shield b {
    margin-top: 7px;
    font-size: 2.35rem;
    line-height: 1;
    letter-spacing: -.05em;
}

.refund-shield small {
    margin-top: 6px;
    opacity: .72;
    font-size: .68rem;
    letter-spacing: .07em;
    text-transform: uppercase;
}

.refund-float {
    position: absolute;
    z-index: 3;
    display: flex;
    align-items: center;
    gap: 7px;
    padding: 10px 13px;
    border: 1px solid rgba(109, 74, 255, .14);
    border-radius: 12px;
    color: var(--ink-strong);
    background: rgba(255, 255, 255, .76);
    box-shadow: 0 16px 38px rgba(43, 40, 89, .14);
    backdrop-filter: blur(16px);
    font-size: .74rem;
    font-weight: 700;
}

.refund-float svg {
    color: var(--refund-violet);
}

.refund-float.float-a {
    top: 21%;
    right: -2%;
    animation: refundFloat 5.8s .5s ease-in-out infinite;
}

.refund-float.float-b {
    bottom: 20%;
    left: -3%;
    animation: refundFloat 5.3s -1s ease-in-out infinite reverse;
}

.refund-layout {
    display: grid;
    grid-template-columns: 250px minmax(0, 820px);
    justify-content: center;
    align-items: start;
    gap: clamp(28px, 5vw, 68px);
}

.refund-toc {
    position: sticky;
    top: 112px;
    padding: 18px;
    border: 1px solid rgba(76, 75, 130, .13);
    border-radius: 22px;
    background: rgba(255, 255, 255, .58);
    box-shadow: 0 18px 55px rgba(39, 37, 83, .07);
    backdrop-filter: blur(18px);
}

.refund-toc-title {
    display: flex;
    justify-content: space-between;
    gap: 10px;
    padding: 2px 5px 12px;
    color: var(--ink-strong);
    font-size: .77rem;
    font-weight: 750;
}

.refund-toc-title small {
    color: var(--muted);
    font-weight: 550;
}

.refund-toc nav {
    display: grid;
    gap: 4px;
}

.refund-toc nav a {
    position: relative;
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 10px;
    border-radius: 11px;
    color: var(--muted);
    font-size: .75rem;
    font-weight: 650;
    transition: color .2s, background .2s, transform .2s;
}

.refund-toc nav a span {
    color: rgba(83, 77, 133, .55);
    font-size: .65rem;
}

.refund-toc nav a:hover {
    color: var(--ink-strong);
    background: rgba(109, 74, 255, .055);
    transform: translateX(2px);
}

.refund-toc nav a.is-active {
    color: var(--refund-violet);
    background: rgba(109, 74, 255, .09);
}

.refund-toc nav a.is-active span {
    color: inherit;
}

.refund-contact-card {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    margin-top: 15px;
    padding: 15px;
    border-radius: 15px;
    color: #fff;
    background: linear-gradient(145deg, #292357, #43368a);
    box-shadow: 0 15px 30px rgba(39, 31, 92, .16);
}

.refund-contact-card>span {
    display: grid;
    place-items: center;
    width: 34px;
    height: 34px;
    margin-bottom: 10px;
    border-radius: 10px;
    background: rgba(255, 255, 255, .12);
}

.refund-contact-card b {
    font-size: .83rem;
}

.refund-contact-card small {
    margin-top: 3px;
    color: rgba(255, 255, 255, .64);
    font-size: .68rem;
}

.refund-contact-card a {
    margin-top: 12px;
    color: #fff;
    font-size: .72rem;
    font-weight: 700;
}

.refund-content {
    min-width: 0;
}

.refund-intro {
    padding: 0 5px 32px;
}

.refund-section-kicker {
    color: var(--refund-violet);
    font-size: .68rem;
    font-weight: 800;
    letter-spacing: .12em;
    text-transform: uppercase;
}

.refund-intro h2 {
    margin: 6px 0 12px;
    color: var(--ink-strong);
    font-family: 'Clash Display', 'Poppins', sans-serif;
    font-size: clamp(2.15rem, 4vw, 3.7rem);
    letter-spacing: -.045em;
}

.refund-intro p,
.refund-section>p {
    color: var(--muted);
    line-height: 1.78;
}

.refund-intro p {
    max-width: 680px;
    margin: 0;
    font-size: .97rem;
}

.refund-section {
    position: relative;
    margin-bottom: 20px;
    padding: clamp(23px, 4vw, 38px);
    scroll-margin-top: 110px;
    border: 1px solid rgba(76, 75, 130, .13);
    border-radius: 24px;
    background: rgba(255, 255, 255, .64);
    box-shadow: 0 17px 52px rgba(42, 40, 86, .065);
    backdrop-filter: blur(16px);
    opacity: 0;
    transform: translateY(25px);
    transition: opacity .65s ease, transform .65s cubic-bezier(.2, .8, .2, 1), border-color .25s, box-shadow .25s;
}

.refund-section.is-visible {
    opacity: 1;
    transform: none;
}

.refund-section:hover {
    border-color: rgba(109, 74, 255, .21);
    box-shadow: 0 24px 60px rgba(42, 40, 86, .095);
}

.refund-section-highlight {
    background: linear-gradient(145deg, rgba(255, 255, 255, .78), rgba(242, 239, 255, .74));
}

.refund-section-head {
    display: grid;
    grid-template-columns: auto minmax(0, 1fr) auto;
    align-items: center;
    gap: 15px;
    margin-bottom: 20px;
}

.refund-section-number {
    color: rgba(109, 74, 255, .33);
    font-family: 'Clash Display', sans-serif;
    font-size: 1rem;
    font-weight: 700;
}

.refund-section-head h3 {
    margin: 3px 0 0;
    color: var(--ink-strong);
    font-family: 'Clash Display', 'Poppins', sans-serif;
    font-size: clamp(1.25rem, 2.5vw, 1.65rem);
    letter-spacing: -.025em;
}

.refund-section-icon {
    width: 46px;
    height: 46px;
    display: grid;
    place-items: center;
    border-radius: 14px;
    color: var(--refund-violet);
    background: rgba(109, 74, 255, .09);
}

.refund-section-icon.is-warm {
    color: var(--refund-warm);
    background: rgba(228, 125, 56, .1);
}

.refund-section>p {
    margin: 0 0 20px;
    font-size: .91rem;
}

.refund-callout {
    display: grid;
    grid-template-columns: auto 1fr;
    gap: 15px;
    padding: 20px;
    border: 1px solid rgba(109, 74, 255, .16);
    border-radius: 17px;
    background: rgba(109, 74, 255, .065);
}

.refund-callout>span {
    width: 42px;
    height: 42px;
    display: grid;
    place-items: center;
    border-radius: 12px;
    color: #fff;
    background: linear-gradient(145deg, var(--refund-violet), var(--refund-blue));
    box-shadow: 0 10px 22px rgba(89, 75, 205, .2);
}

.refund-callout b {
    color: var(--ink-strong);
    font-size: .9rem;
}

.refund-callout p {
    margin: 6px 0 0;
    color: var(--muted);
    font-size: .83rem;
    line-height: 1.72;
}

.refund-check-list,
.refund-muted-list {
    margin: 0;
    padding: 0;
    list-style: none;
}

.refund-check-list {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 11px;
}

.refund-check-list li {
    display: flex;
    gap: 11px;
    padding: 15px;
    border: 1px solid rgba(76, 75, 130, .1);
    border-radius: 15px;
    background: rgba(255, 255, 255, .45);
}

.refund-check-list li>span {
    flex: none;
    width: 29px;
    height: 29px;
    display: grid;
    place-items: center;
    border-radius: 9px;
    color: var(--refund-green);
    background: rgba(21, 155, 105, .1);
}

.refund-check-list b {
    display: block;
    color: var(--ink-strong);
    font-size: .81rem;
}

.refund-check-list small {
    display: block;
    margin-top: 4px;
    color: var(--muted);
    font-size: .73rem;
    line-height: 1.6;
}

.refund-muted-list {
    display: grid;
    gap: 2px;
}

.refund-muted-list li {
    position: relative;
    padding: 13px 14px 13px 30px;
    border-bottom: 1px solid rgba(76, 75, 130, .085);
    color: var(--muted);
    font-size: .81rem;
    line-height: 1.68;
}

.refund-muted-list li:last-child {
    border-bottom: 0;
}

.refund-muted-list li::before {
    content: '';
    position: absolute;
    left: 8px;
    top: 22px;
    width: 7px;
    height: 7px;
    border-radius: 50%;
    background: rgba(228, 125, 56, .7);
    box-shadow: 0 0 0 5px rgba(228, 125, 56, .08);
}

.refund-muted-list b {
    color: var(--ink-strong);
}

.refund-formula {
    position: relative;
    overflow: hidden;
    display: flex;
    flex-direction: column;
    gap: 8px;
    padding: 23px;
    border-radius: 18px;
    color: #fff;
    background: linear-gradient(130deg, #2a2558, #4c3c9d 55%, #176e9b);
    box-shadow: 0 18px 40px rgba(46, 38, 112, .2);
}

.refund-formula::after {
    content: '÷';
    position: absolute;
    right: 22px;
    top: -27px;
    color: rgba(255, 255, 255, .07);
    font-size: 8rem;
    font-weight: 700;
}

.refund-formula small {
    color: rgba(255, 255, 255, .65);
    font-size: .67rem;
    letter-spacing: .1em;
    text-transform: uppercase;
}

.refund-formula strong {
    position: relative;
    z-index: 1;
    font-size: clamp(1rem, 2.5vw, 1.35rem);
}

.refund-example {
    margin-top: 13px;
    padding: 16px 18px;
    border: 1px dashed rgba(109, 74, 255, .25);
    border-radius: 15px;
    background: rgba(109, 74, 255, .045);
}

.refund-example b {
    color: var(--refund-violet);
    font-size: .72rem;
    letter-spacing: .08em;
    text-transform: uppercase;
}

.refund-example p {
    margin: 6px 0 0;
    color: var(--muted);
    font-size: .8rem;
    line-height: 1.68;
}

.refund-example strong {
    color: var(--ink-strong);
}

.refund-steps {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 12px;
}

.refund-steps>div {
    position: relative;
    padding: 19px;
    border: 1px solid rgba(76, 75, 130, .11);
    border-radius: 16px;
    background: rgba(255, 255, 255, .45);
}

.refund-steps>div>b {
    display: grid;
    place-items: center;
    width: 32px;
    height: 32px;
    margin-bottom: 24px;
    border-radius: 9px;
    color: var(--refund-violet);
    background: rgba(109, 74, 255, .09);
    font-size: .7rem;
}

.refund-steps>div:not(:last-child)::after {
    content: '→';
    position: absolute;
    right: -11px;
    top: 27px;
    z-index: 2;
    display: grid;
    place-items: center;
    width: 21px;
    height: 21px;
    border-radius: 50%;
    color: var(--refund-violet);
    background: #f8f6ff;
    font-size: .7rem;
}

.refund-steps h4 {
    margin: 0 0 7px;
    color: var(--ink-strong);
    font-size: .87rem;
}

.refund-steps p {
    margin: 0;
    color: var(--muted);
    font-size: .73rem;
    line-height: 1.63;
}

.refund-steps a {
    color: var(--refund-violet);
    font-weight: 650;
    overflow-wrap: anywhere;
}

.refund-timeline {
    position: relative;
    display: grid;
    gap: 10px;
}

.refund-timeline::before {
    content: '';
    position: absolute;
    left: 15px;
    top: 21px;
    bottom: 21px;
    width: 1px;
    background: linear-gradient(var(--refund-violet), var(--refund-cyan));
}

.refund-timeline>div {
    position: relative;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 15px;
    min-height: 53px;
    padding: 12px 15px 12px 45px;
    border: 1px solid rgba(76, 75, 130, .1);
    border-radius: 14px;
    background: rgba(255, 255, 255, .43);
}

.refund-timeline>div::before {
    content: '';
    position: absolute;
    left: 10px;
    width: 11px;
    height: 11px;
    border: 3px solid rgba(255, 255, 255, .9);
    border-radius: 50%;
    background: var(--refund-violet);
    box-shadow: 0 0 0 3px rgba(109, 74, 255, .12);
}

.refund-timeline b {
    color: var(--ink-strong);
    font-size: .8rem;
}

.refund-timeline span {
    padding: 6px 9px;
    border-radius: 8px;
    color: var(--refund-blue);
    background: rgba(38, 119, 220, .08);
    font-size: .7rem;
    font-weight: 750;
    white-space: nowrap;
}

.refund-confirmation {
    display: flex;
    align-items: center;
    gap: 8px;
    margin: 16px 0 0 !important;
    padding: 12px 14px;
    border-radius: 12px;
    color: var(--refund-green) !important;
    background: rgba(21, 155, 105, .075);
    font-size: .76rem !important;
}

.refund-bottom-cta {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 25px;
    margin-top: 26px;
    padding: 27px;
    border-radius: 23px;
    color: #fff;
    background: linear-gradient(125deg, #24204e, #3f3387 55%, #1c628d);
    box-shadow: 0 25px 60px rgba(39, 32, 94, .22);
}

.refund-bottom-cta>div {
    display: flex;
    align-items: center;
    gap: 15px;
}

.refund-bottom-cta>div>span {
    flex: none;
    width: 47px;
    height: 47px;
    display: grid;
    place-items: center;
    border-radius: 14px;
    background: rgba(255, 255, 255, .1);
}

.refund-bottom-cta h3 {
    margin: 0 0 5px;
    font-size: 1rem;
}

.refund-bottom-cta p {
    margin: 0;
    color: rgba(255, 255, 255, .65);
    font-size: .75rem;
    line-height: 1.55;
}

.refund-bottom-cta .btn {
    flex: none;
    border-color: rgba(255, 255, 255, .18);
    background: #fff;
    color: #302865;
    white-space: nowrap;
}

[data-theme='dark'] .refund-hero-meta span,
[data-theme='dark'] .refund-float,
[data-theme='dark'] .refund-toc,
[data-theme='dark'] .refund-section {
    border-color: rgba(163, 145, 255, .14);
    background: rgba(23, 22, 42, .62);
}

[data-theme='dark'] .refund-section-highlight {
    background: linear-gradient(145deg, rgba(31, 28, 57, .84), rgba(25, 31, 52, .76));
}

[data-theme='dark'] .refund-check-list li,
[data-theme='dark'] .refund-steps>div,
[data-theme='dark'] .refund-timeline>div {
    border-color: rgba(163, 145, 255, .1);
    background: rgba(255, 255, 255, .025);
}

[data-theme='dark'] .refund-steps>div:not(:last-child)::after {
    background: #211d3c;
}

[data-theme='dark'] .refund-timeline>div::before {
    border-color: #211f39;
}

[data-theme='dark'] .refund-hero-art::before {
    opacity: .75;
}

[data-theme='dark'] .refund-orb {
    opacity: .18;
}

@keyframes refundEnter {
    from {
        opacity: 0;
        transform: translateY(22px);
    }

    to {
        opacity: 1;
        transform: none;
    }
}

@keyframes refundFloat {

    0%,
    100% {
        transform: translateY(0) rotate(-1deg);
    }

    50% {
        transform: translateY(-12px) rotate(1deg);
    }
}

@keyframes refundSpin {
    to {
        transform: rotate(360deg);
    }
}

@keyframes refundPulse {

    0%,
    100% {
        transform: scale(.94);
        opacity: .65;
    }

    50% {
        transform: scale(1.08);
        opacity: 1;
    }
}

@keyframes refundOrb {
    from {
        transform: translate3d(0, 0, 0) scale(.95);
    }

    to {
        transform: translate3d(-45px, 55px, 0) scale(1.1);
    }
}

@media (max-width: 980px) {
    .refund-hero {
        grid-template-columns: 1fr minmax(290px, .7fr);
        gap: 25px;
    }

    .refund-layout {
        grid-template-columns: 215px minmax(0, 1fr);
        gap: 28px;
    }

    .refund-toc {
        padding: 13px;
    }

    .refund-check-list {
        grid-template-columns: 1fr;
    }

    .refund-steps {
        grid-template-columns: 1fr;
    }

    .refund-steps>div>b {
        margin-bottom: 13px;
    }

    .refund-steps>div:not(:last-child)::after {
        content: '↓';
        top: auto;
        right: 24px;
        bottom: -11px;
    }
}

@media (max-width: 760px) {
    .refund-page {
        padding-top: 15px;
        padding-bottom: 75px;
    }

    .refund-hero {
        min-height: 0;
        grid-template-columns: 1fr;
        padding-top: 50px;
        padding-bottom: 55px;
        text-align: center;
    }

    .refund-hero-copy>p {
        margin-inline: auto;
    }

    .refund-hero-meta {
        justify-content: center;
    }

    .refund-hero-art {
        width: min(88vw, 360px);
        margin-top: 5px;
    }

    .refund-layout {
        grid-template-columns: 1fr;
    }

    .refund-toc {
        position: relative;
        top: auto;
        z-index: 4;
        overflow: hidden;
    }

    .refund-toc-title,
    .refund-contact-card {
        display: none;
    }

    .refund-toc nav {
        grid-auto-flow: column;
        grid-auto-columns: max-content;
        overflow-x: auto;
        gap: 5px;
        padding-bottom: 3px;
        scrollbar-width: none;
    }

    .refund-toc nav::-webkit-scrollbar {
        display: none;
    }

    .refund-toc nav a {
        padding: 9px 11px;
    }

    .refund-intro {
        text-align: center;
    }

    .refund-intro p {
        margin-inline: auto;
    }

    .refund-bottom-cta {
        flex-direction: column;
        align-items: stretch;
        text-align: center;
    }

    .refund-bottom-cta>div {
        flex-direction: column;
    }

    .refund-bottom-cta .btn {
        justify-content: center;
    }
}

@media (max-width: 520px) {
    .refund-page {
        padding-bottom: 58px;
    }

    .refund-hero h1 {
        font-size: clamp(2.8rem, 14vw, 4rem);
    }

    .refund-hero-art {
        width: 300px;
    }

    .refund-shield {
        width: 150px;
        height: 168px;
    }

    .refund-shield b {
        font-size: 1.85rem;
    }

    .refund-float {
        padding: 8px 10px;
        font-size: .65rem;
    }

    .refund-float.float-a {
        right: 0;
    }

    .refund-float.float-b {
        left: 0;
    }

    .refund-section {
        padding: 21px 17px;
        border-radius: 19px;
    }

    .refund-section-head {
        grid-template-columns: auto 1fr;
        gap: 10px;
    }

    .refund-section-icon {
        display: none;
    }

    .refund-callout {
        grid-template-columns: 1fr;
        padding: 17px;
    }

    .refund-check-list li {
        padding: 13px;
    }

    .refund-timeline>div {
        align-items: flex-start;
        flex-direction: column;
        gap: 6px;
    }

    .refund-formula {
        padding: 19px 16px;
    }

    .refund-bottom-cta {
        padding: 23px 18px;
    }
}

@media (prefers-reduced-motion: reduce) {

    .refund-orb,
    .refund-orbit,
    .refund-shield,
    .refund-float,
    .refund-hero-art::before,
    .refund-hero-copy,
    .refund-hero-art {
        animation: none !important;
    }

    .refund-section {
        opacity: 1;
        transform: none;
        transition: none;
    }

    .refund-scroll-progress span {
        transition: none;
    }
}